Payment Policy for Spark Bina
Effective Date: January 7, 2025
At Spark Bina, located at 70 Plattekill Rd, Marlboro, New York, United States, we are committed to providing a secure and seamless payment experience. This Payment Policy outlines the accepted payment methods, payment processing terms, and other related conditions. By placing an order on Spark Bina, you agree to the terms outlined below.
1. Accepted Payment Methods
We offer a variety of secure payment options for your convenience:
Credit and Debit Cards:
We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.PayPal:
A trusted and widely-used payment method for online transactions.Digital Wallets:
Depending on availability, we accept digital wallets such as Apple Pay, Google Pay, and other supported payment platforms.
2. Currency
All transactions are processed in U.S. dollars (USD). If you are using a payment method in another currency, your financial institution may apply additional currency conversion fees. Spark Bina is not responsible for these fees.
3. Payment Security
Your payment security is a priority at Spark Bina. We implement the following measures to protect your data:
SSL Encryption:
All transactions are encrypted using Secure Socket Layer (SSL) technology to safeguard your information during transmission.PCI Compliance:
We adhere to Payment Card Industry Data Security Standards (PCI DSS) to ensure the secure processing of your payment details.Third-Party Processors:
Payments are handled by trusted third-party payment providers. Spark Bina does not store your credit card information.
4. Order Confirmation
Once your payment is successfully processed, you will receive an email confirmation containing:
- Order summary and payment details.
- Shipping information and estimated delivery times.
If you do not receive this email within 24 hours, please check your spam or junk folder or contact us at info@sparkbina.com.
5. Failed or Declined Payments
If your payment is declined or fails to process:
- Verify that your payment information is correct.
- Ensure that your card has sufficient funds or credit available.
- Try using an alternative payment method.
If the issue persists, contact your financial institution or our support team at info@sparkbina.com for assistance.
6. Refunds
Refunds for eligible returns will be issued to the original payment method used during the transaction. Please allow 5-10 business days for the refund to appear in your account, depending on your financial institution. For detailed information, refer to our Refund and Returns Policy.
7. Promotions and Discounts
Promo Codes:
Promo codes must be entered at checkout to receive the discount. Discounts cannot be applied retroactively to previous purchases.Limitations:
Only one promo code can be applied per transaction unless otherwise specified.
8. Fraud Prevention
To protect against fraud and unauthorized transactions, Spark Bina may:
- Verify billing and shipping information.
- Request additional documentation or identification.
- Cancel or refuse orders that appear suspicious or fraudulent.
9. Chargebacks
If you dispute a transaction by initiating a chargeback with your financial institution, please contact us first to resolve the issue. Chargebacks may delay resolution and should only be used as a last resort.
10. Changes to Payment Policy
We reserve the right to update or modify this Payment Policy at any time to reflect changes in our business practices or legal requirements. Updates will be posted on this page, and the “Effective Date” will indicate the latest revisions.
11. Contact Us
If you have any questions or concerns regarding this Payment Policy, please contact us:
Spark Bina
Phone: (845) 236-9214
Email: info@sparkbina.com
Website: https://sparkbina.com
This Payment Policy is effective as of January 7, 2025. Thank you for choosing Spark Bina. We are committed to providing a secure and convenient shopping experience.